Distressed Homeowners   1 out of 200 homeowners in American will be facing foreclosure. This is terrible news but it does not need to end there. When 60% of homeowners behind on their mortgage do not realize there are services for them, that is where I step in. I am an educator and Short Sale Account Executive with a local law firm. My experience in mortgage also sheds light on a process that is difficult for the average agent to handle.

Home Loans & Refinance   Being a mortgage specialist gives great benefit helping a real estate transaction go more smoothly and if I find a better deal for you with another loan office, you'll be the first to know! Since I'm already paid by the real estate transaction, I'm more motivated than the average loan officer to help you get the lowest rate and not have hidden points tacked on to your loan fees. My experienced loan processors are the best I have worked with.

Retirement and Mortgage Protection Specialist   Many people considering retirement, whether sooner or later, have lost mega bucks in their 401k plan. I provide clients with a simple program that protects their retirement and which can be a wonderful place to put your home equity. Some wonderful associations with others in this field of finance planning also gives my clients a good referral base for complex portfolios.  

Debt Settlement   I often meet homeowners, as well as non-homeowners, in financial trouble with creditors. Quit being hounded by your creditors and pay off that nagging debt at only a fraction of the original amount you borrowed. My affiliation with a local law firm allows me to show you the ropes for debt settlement and the plan of action for ultimate debt relief.